Terms, Cancellation & Refund Policy

By purchasing, enrolling in, or making payment for any program, course, mastermind, coaching, consulting, digital product, membership, or service offered by [Company Name], you acknowledge and agree to the following terms:

1. Three-Day Refund Period

Customers may request cancellation and a full refund within three (3) calendar days from the date of purchase. All cancellation requests must be submitted in writing to [email address] before 11:59 PM Central Time on the third calendar day following purchase.

After the three-day cancellation period expires, all payments are final, non-refundable, and non-transferable, except where otherwise required by applicable law.

2. Services and Digital Access

Once the three-day cancellation period has expired, no refunds will be issued because the customer has been provided access to proprietary information, training materials, digital content, coaching resources, research, administrative services, intellectual property, or other benefits that cannot be returned.

Failure to attend coaching sessions, complete training, access materials, use services, or participate in the program does not constitute grounds for a refund.

3. Payment Plans

Enrollment in a payment plan is a commitment to pay the full agreed purchase price. Discontinuing participation, failing to attend, or choosing not to use the program does not cancel the remaining payment obligation.

4. Chargebacks and Payment Disputes

The customer agrees to contact [Company Name] directly regarding any billing concern before initiating a chargeback or payment dispute.

A chargeback does not automatically terminate the customer's contractual payment obligations. If a dispute or chargeback is initiated, [Company Name] may provide the payment processor or financial institution with this agreement, transaction records, electronic acceptance records, login/access records, correspondence, service records, and other documentation demonstrating authorization and delivery of the purchased services.

Nothing in this provision limits any legal rights the customer may have under applicable federal or state law.

5. No Guarantee of Results

Customer acknowledges that results vary based upon individual effort, participation, circumstances, market conditions, and other factors outside the Company's control. No specific financial, business, investment, employment, real-estate, or income result is guaranteed.

Testimonials, examples, case studies, and income illustrations are for informational purposes only and are not guarantees of future performance.

6. Customer Responsibility

The customer is responsible for reviewing the program description, pricing, services, requirements, and these Terms before completing the purchase. By submitting payment, electronically signing an agreement, or selecting an acceptance checkbox, the customer confirms that they understand and accept these Terms.

7. Agreement

BY COMPLETING THIS PURCHASE, I CONFIRM THAT I HAVE READ AND AGREE TO THE TERMS ABOVE, INCLUDING THE THREE-DAY REFUND POLICY AND THE NO-REFUND POLICY THAT APPLIES AFTER THE THREE-DAY PERIOD.